Plumbing and Water System Financing in Gilbert, AZ
Get a free written quote from Evolution, then spread the cost with 0% intro APR for 9 months through First Credit Union, a Chandler-based credit union. On approved credit.
The application is online and doesn't commit you to any work. Not sure what the job costs yet? Call us first for a free written quote.
Estimate your monthly payment
Example only. Your payment depends on your final quote and First Credit Union's credit decision.
Get an exact figure with a free written quoteHow financing works with Evolution
Three steps, and you talk to a real plumber before you commit to anything.
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1
Get your free written quote
Call or request a callback. For softeners and water treatment we test your water first, so the quote is based on your home, not a guess.
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2
Apply online with First Credit Union
Use the secure application link on this page. First Credit Union makes the credit decision and contacts you directly.
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3
We install, you pay monthly
We schedule the work once you're ready. Pay the balance off within the 9-month intro period and you pay no interest.
What monthly payments look like
Typical installed prices for the systems we fit most often. Your written quote confirms the final figure before any work starts.
Monthly figures divide the price by 9 at 0% intro APR, rounded up to the nearest dollar. Examples only, on approved credit.
| System | Typical installed price | Monthly over 9 months |
|---|---|---|
| Whole-house water softener | $1,800 to $2,500 | $200 to $278 |
| Whole-house carbon filter | $1,600 to $2,100 | $178 to $234 |
| Carbon and softener combo unit | $2,800 to $3,400 | $312 to $378 |
| Reverse osmosis system | $575 to $750 | $64 to $84 |
| Water heater replacement | $1,500 to $2,000 | $167 to $223 |
| Misting system | $3,000 to $6,000 | $334 to $667 |
Financing through First Credit Union
First Credit Union is a member-owned credit union based in Chandler, AZ. Approved customers receive a Visa Platinum card with an introductory 0% APR on purchases, which they can use to pay for their Evolution job.
Evolution Plumbing and Misting is not a lender and does not issue credit. See program details below.
Want to talk it through first?
Most customers call us before they apply. Tell us what's going on and we'll give you a written quote, so you know exactly how much financing you'd need, if any.
(480) 662-6555Mon to Sat, 7am to 7pm. No call-out fees.
Financing questions
Should I get a quote before I apply?
We recommend it. Knowing your quote helps you apply for the right amount, and our quotes are free. You're welcome to apply first if you'd rather.
What can I use financing for?
Any work we quote, from water heater replacements and water softeners to misting systems and larger plumbing projects.
Do I have to use financing?
No. Financing is optional, and you can pay for any job the usual way.
Who decides whether I'm approved?
First Credit Union. Evolution isn't a lender and doesn't make credit decisions.
What happens after the intro period?
Standard rates apply to any remaining balance after the first 9 billing cycles. Standard rates are determined by First Credit Union at the time of application.
Program details
- 0% APR financing is a promotional program offered by First Credit Union through its Visa Platinum credit card, OAC (on approved credit). Evolution Plumbing and Misting is not a lender and does not issue credit. Credit decisions and terms are determined solely by First Credit Union.
- The introductory 0% APR applies to purchases for the first 9 billing cycles. No interest accrues on purchases during the promotional period.
- No annual fee. No prepayment penalty.
- Maximum credit line $30,000. Subject to credit approval.
- Rates as of October 2026. Rates and terms are subject to change.
